Why Is Online Casino Baccarat So Popular In The Philippines?

Mines GamesPH

In many Asian cultures, including Filipino culture, belief in luck and chance are tied to their daily lives. But what about baccarat makes it so popular on the islands? One major factor is the game’s easy-to-understand rules.

The player and banker both attempt a score of nine with a straightforward numerical scoring and a fixed rule system. Unlike blackjack that requires decisions and skills, baccarat is pure chance.

Baccarat is also popular in the Philippines due to the low 1.2% house edge. Another positive for baccarat in the Philippines is the chance for high rollers and low stakes players to enjoy the game.

Baccarat offers a great alternative to illegal gambling for Filipinos. Especially now, with the rise of online casinos, Filipinos can access baccarat games anytime.

For nonresidents that are familiar with the game in other regions, such as Las Vegas or Macau, baccarat in the Philippines offers the same casino experience found across the world.


Can I Play Online Casino Baccarat For Free?

Mines GamesPH

One of the biggest upsides to online baccarat is the ability to free play the game. With free online play, novices can learn the game without financial risk. Free play is also a good choice for players looking for carefree fun or for experienced players that want to test new betting structures and playing styles.
Are There Bonuses For Playing Baccarat?

Another huge upside to online casinos is the bonuses associated with the player’s account. A bonus from online casinos refers to the site matching a player’s deposit by a certain percentage up to a designated maximum amount, or other similar promotions.

Bonuses usually occur on a player’s first deposit and most online casinos offer some form of reload bonuses as well. For example, an online casino may offer a 100% match on the first deposit up to $1000 or a 35% match on all cryptocurrency deposits.

It is always important to read the Terms & Conditions when accepting bonuses, as some may not apply to baccarat or other popular table games. Currently, the featured online casinos on this page have welcome bonuses that apply to baccarat. However, Bet Online offers a 20% Weekly Reload bonus that can apply to baccarat.

Because bonuses specifically for baccarat are rare, it is important to note the wagering requirements for other games. Since online casino bonuses tend to focus on slots, one strategy players use is bankrolling baccarat games with their bonus earnings from slots.

All online casinos featured on this site contain industry-standard wagering requirements in their Terms & Conditions that should be consulted before claiming any bonus funds.


Complete Guide to Playing Baccarat Online Casino

Mines GamesPH

What is baccarat and how does it work?

The simplest way to define baccarat is as a card game where you have 2 or 3 cards. The winning hand is the one with the higher score. Baccarat is strictly a game of chance; there’s no strategy involved. It’s traditionally a high roller game, although recent versions of the game cater more to gamblers who are playing for lower stakes.

This post includes everything you might ever want to know about the game of baccarat and how to play.

Here’s how to play baccarat

You start by sitting down at the table and buying chips. The card is played from an 8-card deck, and the cards are given point values, just like they are in blackjack. The point values are slightly different though:

You start by betting on one of 2 hands—player or banker. You also have the option of betting on a tie, but never place this bet. It’s a sucker bet with lousy odds, and I’ll explain that in more detail soon.

Depending on where you play, you might have other side bets to choose from, but it’s best to just skip side bets. They almost always have lousy odds.

Unlike blackjack, where you get a hand that you play against the dealer, there are only 2 hands in baccarat, regardless of how many players are there. In blackjack, each player has a hand to play against the dealer. But in baccarat, there’s just a player hand and a dealer hand.

As in blackjack, though, each hand has 2 cards in it to start.

Each hand is scored with a total of between 0 and 9. You arrive at the point total by adding the points for each card in the hand.

If you have a total of 10+, you just count the points based on what’s after the

1. For example, if you have a total of 14, that’s just a total of 4—you ignore the 1.

In blackjack, you get to choose whether to take additional cards or not. For the player in blackjack, this is a matter of decision-making.

For the dealer in blackjack, it’s a matter of which criteria are present—dealers must always hit a hand with a total of 16 or less, regardless of any other factors.

In baccarat, though, both hands are played based on criteria. The player hand isn’t whim to the decisions of the player at all.

In baccarat, there’s a set of rules that determine whether a 3rd card gets dealt to a hand. A total of 8 or 9 is considered a “natural,” and if either the player OR the banker has a natural, neither hand gets an extra card.

If the player hand totals 6 or 7, the hand stands. If the player hand is a total of 5 or lower, that hand always gets an additional card.

If the player hand stood with a 6 or 7, the banker takes an additional card if the banker total is 5 or lower. If the banker has a 6 or 7, the banker hand stands.

Things start getting more complicated if the player drew a 3rd card.

The banker takes another card based on that hand’s total versus the player hand total, as follows:

  • If the dealer has a 7 or better, the dealer hand stands.
  • If the dealer has a 6, the hand stands unless the player has a 6 or 7, in which case the dealer gets a 3rd card.
  • If the dealer has a 5, the dealer draws with a total of 4, 5, 6, or 7. Otherwise the hand stands.
  • If the dealer has a 4, the dealer draws with a total of 2, 3, 4, 5, 6, or 7. Otherwise the hand stands.
  • If the dealer has a 3, the hand only stands if the player total is 8. Otherwise, the hand draws a 3rd card.
  • If the dealer has a 2, 1, or 0, the hand always gets another card.

This might seem complicated. That’s because it is.

Luckily for the player, it doesn’t matter if you understand what’s happening here or not. The odds are the same regardless, and the player has no meaningful decision to make other than whether to bet on the player hand or the banker hand.

The hand that wins is the one with the higher score. If both hands have the same total, a player bet or a banker bet is considered a push, which is a tie. You get your bet back, but you don’t get any winnings.

If you took the tie bet, you only win if the player and banker hands have the same total.

The player bet pays off at even money. In other words, if you bet $100 on the player and win, you get $100 in winnings.

The banker bet pays off at 19 to 20 odds. In other words, if you bet $100 on the banker and win, you get $95 in winnings. (It’s like paying a 5% commission.)

The tie bet pays off at 8 to 1, which means if you bet $100 on the tie, you’d win $800.

All casino games have a built-in mathematical advantage for the casino. This is called “the house edge.” It’s the theoretically perfect amount that the casino expects to win in the long run from each of your bets.

If the house edge for a game is 1%, then the casino expects a theoretical win of $1 every time you place a $100 bet.

The casino gets this edge by paying off bets at lower odds than the odds of winning are.

In some casino games, the house edge is the same regardless of which bet you place. In others, the edge varies from bet to bet.

Baccarat is the latter type of game. The house edge for each of the main bets in baccarat is as follows:


How to Play Baccarat Mines Games Pattern

How to Play Baccarat Mines Games Pattern

The goal of Baccarat is to get a hand with a value of as close to nine as possible. Hands which have a value of eight or nine using the first two cards are considered a natural hand. If the first two cards total eight or nine, no more cards are dealt. Unlike other casino games, players can choose whether they want to bet on the player hand or the bank hand. There is also a tie bet, which pays much better than the other two bets. A tie bet pays 9:1 or 8:1, depending on the casino.

The rules for dealing and hitting are somewhat complicated, but you don’t have to learn them in-depth, because all the rules are automatically in play. Your only choice is which bet to place. All other decisions are determined by the game rules.

online play baccarat

The number cards are counted at face value in Baccarat. Ace is counted as one. Face cards have a value of zero.

 = 1       = 0

The values of the cards are added. If the value is higher than nine, the first digit is dropped. For example, a hand of 8,3 has a value of 1, not 11.

  +    = 1 

First, all players place their bets. Next, both the player hand and the dealer hand receive two cards each. In real casinos, sometimes there are as many as three player hands, but online, there is usually only one player hand to bet on. The cards are dealt face up. If either player has a natural – a hand totaling eight or nine, then the hand is judged immediately. Nine is better than eight, and if both have the same value hand, then any player who has bet on either hand loses. Only players who have bet on the tie win in this case.

  +    =  8 (natural)

  +    =  9 (natural, but stronger than 8)

  +    =    +   = tie

If neither player has a natural, there are specific rules for whether or not a hand receives a third card.

If the player hand has a value of five or less, the hand receives a third card.

If the player does not draw a third card, the bank draws for hands valued at five or less, and stands for hands valued at six or more. If the player has drawn a third card, the bank must stand on seven or more, and takes a third card for two or less.

online baccarat

If the bank has a two card total of three, a card is added unless the player’s third card was an eight.

If the bank has a total of four, the banker receives an extra card if the player’s third card was 2-7, inclusive.

For a total of five, the banker hand receives a third card if the player’s third card was 4-7, inclusive.

If the bank hand was a six, the banker receives an extra card only if the player’s third card was six or seven.

Once both hands have been given their cards, the hand with a total closer to nine is the winner. If there is a tie, players who bet on a tie receive a payout of eight to one or nine to one depending upon the casino.

Since the rules favor the banker’s hand slightly, the casino takes a rake whenever a player wins on the banker’s hand.

In some land-based casinos, there are three player hands for every dealer hand. In this case, players may bet on any or all of the player hands separately. Generally, in online casinos, play is against a computer program, and there is no dealer, nor are there other players.

Baccarat is generally played with eight decks in what is called a shoe, or a pile. The decks are shuffled together. Online baccarat is generally also played with the statistics for eight decks, but at many online casinos, the decks are re-shuffled for each hand.


Basic Mines Games Pattern Baccarat FAQ’s

Basic Mines Games Pattern Baccarat FAQ’s

1. What is the objective of Baccarat?

When playing Baccarat, players place a bet that a hand will total the highest number of points up to 9.

2. How many dealers are there?

A full table of 14 will include 3 dealers at one time.

3. Why are three dealers needed?

Two dealers remain on one end of the table near the chips handling player bets while the third is located in the middle of the table to make calls and manage the game.

4. What are the variations of Baccarat?

Also known as American Baccarat, the game has three variations including Punto BancoBaccarat Chemin de fer and Baccarat Banque.

5. Where does the name come from?

Baccarat is a centuries old game with the name based on the Italian word ‘baccara‘, which means zero relating to the value of 10’s and face cards.

6. How are hands dealt?

Cards one and three from the shoe go to the player with the second and fourth cards dealt to the banker.

7. What skill is required to play Baccarat?

Since it is based on chance rather than skill, the player only needs to decide the amount and whether place a bet on the ‘player‘, the ‘banker‘ or a tie. Once the game is in progress, it’s all the luck of the draw.

8. How does the points value work?

In Baccarat, each card has a point value from 0 to 9.

2’s through 9’s are worth face value.

10’s, J’s, Q’s and K’s are worth 0 points.

Aces are worth 1 point.

9. What is a winning hand?

The player wins when the total of their hand is higher than the banker.

10. Can I go bust?

Unlike Blackjack the player cannot go bust, which means they achieve a score over 9.

11. What are the positions on a Baccarat table?

There are 6 positions on a Baccarat table including:

  • Caller (“Croupier“)
  • Dealer
  • Player
  • Drop Box
  • Discard Trays
  • Tips box
12. What are the possible outcomes?

Bets are placed on the player, banker or the hand may result in a tie.

13. What happens when there’s a tie?

All wagers are returned unless a bet was placed on a tie. If a tie bet was placed, the bettor will win.

14. What is a natural?

A natural refers to a hand that has a total of 8 or 9. No additional cards are dealt except when the hand is not a natural, a third card may be drawn.

15. Is there a visible pattern in Baccarat?

No. One hand does not affect the next and is completely based on chance leaving no room to calculate an accurate strategy.

16. Is it smart to bet on the banker?

With any form of gambling, the house often has the edge and Baccarat is no different. Taking advantage of this and betting on the banker reduces the house edge but it is not recommended to always bet on the banker.

17. Does card counting have a place in Baccarat?

As with any other strategy for Baccarat, card counting is not effective. The most meticulous mathematical counting may perhaps gain the player minimal results in a live game. In the online world, the cards are reshuffled after each hand and decks never leave the shoe.

18. What is Mini Baccarat?

Players have lower betting limits and the table is smaller to accommodate 7 players unlike the than the classic version.

19. What are the positions on a Mini Baccarat table?

There are 6 positions including:

  • Chip stacks
  • Commission Boxes
  • Tie betting area
  • Banker betting area
  • Player betting area
  • The Shoe
20. Are there any bonuses available for online Baccarat?

Most online casino bonuses exclude Baccarat but there are bonuses for Table Games that do include the game. It is important to note the allowed games prior to accepting the offer to ensure that Baccarat will count toward wagering requirements.


How to Win Baccarat Mines Games Bonus

How to Win Baccarat Mines Games Bonus

plies the drawing rules to decide whether to deal the player hand a third card.

Then — and this is again done according to the drawing rules — the dealer determines whether to deal the banker a third card.

After this is all adjudicated, the hand is finished, and the dealer announces the winner and collects and pays off bets.

It’s not necessary for the average baccarat player to understand how the drawing rules work, as the casino dealer does all the work.

But in case you’re wondering…

How the Drawing Rules Work in Baccarat

The dealer checks the player’s hand first to see if it gets a third card. The rules for this are simple.

If the player hand is 5 or less, the hand gets a third card.

Otherwise, the hand doesn’t get a third card.

After that’s determined, the dealer decides whether to deal a third card to the banker hand.

The first consideration is whether the player got a third card. If the player hand stood pat, then the banker hand follows the same rules as the player hand.

But if the player took a third card, the rules for the banker get more complicated, and they’re based on the banker hand’s total and the value of the player’s third card, as follows:

  • The banker hand always gets a third card if the hand’s total is 2
  • The banker hand gets a third card if the hand’s total is 3 and the player hand’s third card was an 8
  • The banker hand gets a third card if the hand’s total is 4 and the player hand’s third card was 2, 3, 4, 5, 6, or 7
  • The banker gets a third card if the hand’s total is 5 and the player hand’s third card was 4, 5, 6, or 7
  • The banker gets a third card if the hand’s total is 6 and the player hand’s third card was 6 or 7
  • If the banker hand has a total of 7, it stands pat

The hand with the higher total score wins.

The Bets Available at the Baccarat Table

You have three possible bets at the baccarat table:

  • Player
  • Banker
  • Tie

The player bet pays off at even money.

The banker bet pays off at 19 to 20 odds, which is the same thing as an even-money payoff minus a 5% commission.

The tie bet pays off at 8 to 1.

Baccarat Bets Tie Banker Player

Here are examples:

  • You bet $100 on the player and win. You get your $100 back, and you also get $100 in winnings
  • You bet $100 on the banker and win. You get your $100 back, and you also get $95 in winnings
  • You bet $100 on a tie and win. You get your $100 back, and you also get $800 in winnings

If this sounds like a lot to you, baccarat might not be the appropriate game for you. In many casinos, baccarat is a high-roller game with minimum bets of $100 per hand. The maximum bet is usually $500, although it can be higher (in some cases, much higher) than that.

Can Baccarat Be Beaten?

Baccarat, like all casino games, can be beaten.

But only in the short run if you get lucky.

All the bets at the baccarat table have a mathematical edge for the casino. This means that in the long run, baccarat CANNOT be beaten.

There’s no strategy for baccarat because the only decisions you make are which bet to take. You don’t get to decide whether you hit or stand.

Card counting doesn’t work in baccarat, either. They’ve done the math, and you just can’t get enough of an edge from counting cards in baccarat to make it worth your while.

Varying the sizes of your bets based on what happened on previous bets doesn’t work in the long run, either. This is the most popular “baccarat strategy,” though.

You’ll find players keeping careful track of which bets are winning and how often. Some of them will jump on one side of the action or the other if it’s been winning a lot.

For example, you might sit down and play four hands of baccarat, and the player bet might win three of those hands. You might assume (wrongly) that the player bet wins 75% of the time, so you bet on the player.

Or you might assume that the probability of winning is roughly 50% for either side, so if the player bet has won three times in a row, a win for the banker is overdue. That doesn’t work, either.

You might raise the size of your bets after a loss to try to recoup your losses. That, too, doesn’t work.

The probabilities are determined by the cards in the deck. What happened in previous hands has a minimal effect on this in an eight-deck shoe. And the only reason past hands have ANY effect on the next hand’s probability is because it changes the composition of the deck (the cards that have been played are no longer in the deck).

But they’ve done the math. You can’t get an edge from counting cards in baccarat.

You might try the Martingale System, which is when you double the size of your bet after each loss. The problem is that the size of your bet gets too big too fast because there’s not much of a range between the minimum and maximum bets.

$100 – $200 – $400 – $800

If you lose three times in a row, you can’t make the next bet in the progression, so the system breaks down entirely.

The Martingale System doesn’t work with other games, either, but it’s especially ineffective in a situation where you have such a limited betting range.

What Is the Best Strategy for Baccarat?

The best strategy for baccarat is strangely simple.

Treat baccarat as a form of entertainment. You can’t win in the long run or make a living at baccarat, no matter what some of the slimy system-sellers might tell you. There’s no strategy for HOW to play your hand, so your best bet is to relax and enjoy the entertainment value of the game. In that respect, baccarat resembles slot machines or roulette.

Dealer And Four Players Enjoying Baccarat As Entertainment

Accept that entertainment costs money. Sometimes you’ll win at baccarat, and sometimes you’ll lose. You’ll lose more often than not, though, and those net losses are the cost of your entertainment. With this attitude, you’ll think of baccarat as being not much different from buying a book or paying for a movie.

Keep your entertainment costs as low as possible by placing the bet with the lowest house edge, every time. I’ve already mentioned the mathematical edge that the casino has over the player in baccarat. But I didn’t mention that it can be measured as a percentage.

This percentage is the amount that you’re statistically expected to lose from every bet on average over a long period of time. In other words, if the house edge is 1%, the casino expects to win $1 every time you wager $100.

Of course, that’s not what the actual outcomes will look like in the short run. That’s a predicted average that you’ll begin to see over hundreds or thousands of hands.

In some games, the house edge is the same no matter what bet you place.

But in baccarat, each of the three possible bets has a different house edge.

Your job is to pick the bet with the lowest house edge. That’s the best bet.

What Is the Best Bet in Baccarat?

The best bet in baccarat is a bet on the banker. The house edge for the banker bet is only 1.06%.

The player bet isn’t terrible, either. The house edge is 1.24%. It’s not a terrible bet when compared to other bets in the casino, but there’s no legitimate, logical reason for placing the player bet instead of the banker bet.

The tie bet, though, is not an attractive bet — even when compared to average bets at other casino games. The payout is attractive, sure, but the house edge is 14.4%.

Here’s one warning, too: Don’t rely on hunches.

You’re not psychic.

You won’t be able to predict what’s going to happen on the next hand regardless of how strong a feeling you have.

Just place the banker bet repeatedly, regardless of what happened in the previous hand.

But I Want to Win for Sure

Of course, you do.

Who doesn’t?

But if there were a way to win at baccarat for sure, the casinos wouldn’t offer the game.

They’re not in the business of paying out money to winners. They’re in the business of taking money from losers.

If you want a surefire way of not losing, I can offer you that — don’t play.


You might be disappointed that a post titled “How to Win at Baccarat (for Sure)” doesn’t have a surefire way to win at the game of baccarat.

I’d submit, though, that anyone who DOES offer you a surefire way to win is suggesting that you cheat (a felony in Nevada) or is lying about the efficacy of their method.

Either way, I’ve done you a better service than that.

The good news is that, even though you can’t possibly win at baccarat in the long run, the house edge for the game is low enough to make it worth playing.

And it can be a lot of fun, too.


How to Get the True Count in Blackjack Mines Games Bonus

How to Get the True Count in Blackjack Mines Games Bonus

Card counting is one of those rare gambling strategies that can actually work. Most so-called gambling strategies are just systems relying on the gambler’s fallacy, and in the long run, they fail.

But counting cards actually gives a demonstrable, mathematical edge over the casino.

And the casinos know it.

As a result, they’ve instituted countermeasures to make it harder to get an edge. One of these countermeasures is the use of multiple decks. It’s harder to get an edge when facing eight decks in a shoe.

And the use of those additional decks requires you to convert the running count to a true count. This post focuses on how and why you need to convert the running count to a true count.

But first, I’ll explain some of the basics of card counting.

The process is deceptively simple, but it takes practice and discipline to make any money with it. For purposes of introducing these concepts, I’m going to use the “Hi Lo Count,” which is the most widely used card counting system. It’s also one of the easiest to understand.

If you’ve ever read an actual book about blackjack or counting cards, you’ve probably seen some reference to it. Harvey Dubner first introduced this system in 1963, but it’s as effective now as it was 50 years ago.

Stanford Wong covers the Hi-Lo System in his book Professional Blackjack, and Don Schlesinger goes into more detail about the system in Blackjack AttackBeat the Dealer by Ed Thorp features a card counting system that’s almost the same as the Hi-Lo System, too.

Being able to convert the running count to the true count is a skill necessary for any counter using any system — but only if they’re playing in a game with multiple decks.

How and Why Counting Cards Works

Most gambling systems involve raising and lowering the size of your bets based on what’s happened on previous outcomes. Most of them don’t work.

Here’s why.

Almost all games feature independent, random trials. The probabilities don’t change based on what happened during the previous trial.

For example, you roll a pair of dice. The probabilities are based on the number of sides each die has.

Once you’ve rolled the dice, and you’re ready to roll them again, the dice still have the same number of sides.

The formula for an event’s probability is the number of ways that event can happen divided by the total number of possible events.

When rolling dice, for example, you have 36 possible outcomes. Only one of those outcomes totals 2, so the probability of rolling a 2 on a pair of dice is 1/36.

If you roll a 2, then roll the dice again, the probability of rolling a 2 on the next roll is still 1/36. It doesn’t go up or down based on what happened on the last roll.

But in blackjack, the probabilities change as the cards are dealt because the number of possible outcomes changes.

Here’s an Example.

  • You’re playing blackjack from a single deck. The probability of a card being an ace is 4/52, or 1/13.
  • You deal out two hands, and each of those hands has an ace.
  • The probability of getting an ace on the next card has changed.
  • For one thing, now there are only 48 possible outcomes — that’s how many cards are left in the deck.
  • There are also only two aces left in the deck, so the probability of getting an ace drops to 2/48, or 1/24.

There’s a big difference between a 12 to 1 shot at an ace and a 23 to 1 shot at an ace.

Why the Aces and Tens Are Important

I used aces in the previous example, but I could have also used 10s. There are 16 cards worth 10 points in a blackjack deck — four each of 10s, jacks, queens, and kings. The probability of being dealt a card worth 10 is 16/52, or 4/13.

The 10s are as important as the aces, but you’re more likely to get a 10.

Here’s why that’s important.

When you win at blackjack, you get paid off at even money most of the time. The exception is when you have a two-card hand that totals 21.

Natural Blackjack With 3 to 2 Pay Out And Dealer Busting

That’s called a “blackjack” or a “natural,” and that pays off at 3 to 2.

Since the decks are shuffled and randomized, the aces and 10s might be disproportional based on where they fell in the deck. If a lot of the aces and 10s have already been dealt, your probability of getting a blackjack decreases.

But if you have a higher-than-usual proportion of aces and 10s in the deck, your probability of getting a blackjack increases.

If you bet more when you have a better probability of getting a 3 to 2 payout, you’ll wind up with a mathematical edge over the casino.

And counting cards enables you to track that ratio.

How and Why to Use the Hi-Lo Count as a Beginner

The Hi-Low Count, or the High-Low Count, assigns a value of +1 to the lower-valued cards in the deck and a value of -1 to the higher-valued cards in the deck. Mid-sized cards have a value of 0.

As you see these cards get played, you adjust the count according to which cards have already been dealt.

  • When you see a 2, 3, 4, 5, or 6, you add 1 to the count.
  • When you see a 10 or an ace, you subtract 1 from the count.
  • For counting purposes, you ignore the 7, 8, and 9.

This gives you an idea of your edge at any given time, until the casino dealer shuffles the cards back in the deck.

When the count is positive, you have a proportionally higher number of favorable cards in the deck.

When the count is 0 or negative, you have a proportionally lower number of favorable cards in the deck.

You raise the size of your bets when the count is positive.

You bet your minimum when the count is 0 or negative.

It’s almost just that simple, too.

You’ll find different guidelines for how much to bet based on the count, but the easiest system I learned was to start with a single unit — your minimum. Then decide what your betting spread will be, keeping in mind that the bigger the spread is, the more aggressive you’re being.

The more aggressive you are, the more likely you are to catch heat from the casino.

Then you add the count to 1 to decide the size of your bet.

Here’s an Example.

  • You’re playing at a table with a minimum bet of $5.
  • You decide you’re going to use that as your base betting unit, and you’re going to have a betting spread of 1 to 4 units, based on the count.
  • You’ll be betting in amounts of $5, $10, $15, or $20 — 1 unit, 2 units, 3 units, or 4 units, respectively.
  • When the count is 0 or less, you’ll bet $5.
  • When the count is +1, you’ll bet $10.
  • When the count is +2, you’ll bet $15.
  • When the count is +3 or higher, you’ll bet $20.

This works fine as long as you’re playing in a game being dealt from a single deck.

But if you’re playing in a game being dealt from multiple decks in a shoe, you need to know how to convert the running count to the true count.

Converting the Running Count to a True Count

Converting the running count to a true count isn’t as hard as many people think. It’s just a matter of estimating how many decks are left in the shoe. You divide the running count by the number of decks left to get the true count.

Most people get hung up on being too accurate. All you need is an estimate. Rounding off is your friend here.

Take a look at the example below.

The running count is +9, and you estimate that there are four decks left in the show.

9 divided by 4 is 2.25, but you can just round that off to 2 and make your decisions based on a true count of +2.

You’ll find card counting systems which eliminate the need to convert to a true count, but I don’t think they’re necessary. If you’re able to keep up with the running count accurately, you’re also smart enough to convert that to a true count.

Another advantage to doing the true count conversion is that it reminds you to start over at 0 when the dealer reshuffles the cards. One time, I was drinking while I was counting cards, and I was also chatting with my wife while we were playing.

I bet according to the count, even though the dealer had already shuffled.

Your edge is too small when counting cards to let small mistakes like this slip into your game.

The counting systems that eliminate the need to convert into a true count are usually unbalanced systems. They have a different number of positive and negative values, so if you counted through a single deck, you’d wind up with something other than 0.

With these other counting systems, you’ll also often start your count with a number other than 0. This is to compensate for the number of decks in play.

In these unbalanced systems, you have to jump through so many hoops that you’re better off just doing the true count conversion.

Here’s an Example.

  • With the Hi-Lo System, a single deck of cards has 24 cards worth +1 and 24 cards worth -1.
  • They even out.
  • But with an unbalanced system, you might have 24 cards worth +1 and 26 cards worth -1.

Count through a deck with this system, and you’ll end up with -2 instead of 0.

Why the Number of Decks Matters

When I first learned about card counting, I couldn’t figure out why the number of decks would matter. After all, the ratio of aces and 10s to the other cards is the same regardless of how many decks there are, right?

This is true before you deal any cards, yes. With eight decks, you have 32 aces and 516 totals cards, which is still 1 in 13.

But the ratios change as the cards are dealt, and with more cards in the deck, the ratios are different.

Here’s an Example.

  • You’re playing in a single-deck game, and all four aces have already been played.
  • Your probability of getting an ace is now 0.
  • Later, you’re playing in an eight-deck game, and you see four aces come out.
  • Your probability of getting an ace isn’t 0, because there are still 12 aces left in the deck. The probability isn’t as good, but it’s not 0, either.
  • That’s why the number of decks matters.
  • The numbers you’re using to divide by when determining the ratio are bigger.
Changing Your Basic Strategy Based on the True Count

Changing the size of your bets isn’t the only way to get an edge when playing blackjack. Skilled counters also know when to deviate from basic strategy.

In blackjack, there’s a correct mathematical play in every situation. That’s the play with the best expected return. In some situations, the expected return is negative no matter which choice you make. In those situations, you want the expected return that’s the least negative.

The first and easiest basic strategy deviation for the card counter is insurance. Basic strategy says you should never take insurance. After all, it’s a sucker bet.

But when the true count is +3 or greater, insurance becomes a positive expectation bet.

That’s because as the ratio of high cards changes, the dealer has a better probability of getting a blackjack, too. When that probability gets high enough, insurance becomes a positive expectation bet.

When you have a hard 16 versus a dealer’s 10, you also have a strategy change to consider. The correct strategy play is to hit because of the likelihood that the dealer has a high total. You’re still likely to bust, but it’s still the correct play.

But if you’re counting cards and the count is positive, you should stand instead of hitting. Even a slightly higher positive count results in a higher probability of busting with that extra card.

When you have a hard 15 versus a dealer 10, you also have a basic strategy adjustment to make, but you only make the adjustment if the true count is +4 or higher. This is another hand where you would normally hit if you’re following basic strategy.

But if the count is +4 or higher, you’ll stand instead.

If you’re following basic strategy, you also know that you never split 10s.

But if the dealer is showing a 5, and if the true count is +5 or more, the correct play is to split those 10s. That’s because you have such a high percentage of getting an ace or a 10 as your next card that it’s worth your while to get two really strong hands into play against the dealer.

After all, the dealer has a lousy hand with that 5 showing.

A pair of 10s versus a dealer 6 is the same, but the true count only has to be +4 to split instead of +5.

Blackjack Hand Splitting 10s With Dealer Showing 6 Of Clubs

If you have a hard 10 when the dealer is showing a 10, you’ll deviate from basic strategy if the true count is +4. Normally, in that situation, you’d hit, but if the count is this positive, you’ll double down instead.

If you have a hard 12 versus a dealer 3, you’ll deviate from basic strategy if the true count is +2 or higher. Ordinarily, you’d hit this hand, but if the count is this positive, you’ll stand, hoping that the dealer will bust when she gets a 10.

A 12 versus a dealer 2 is the same thing, but the true count needs to be +3 or higher before you deviate from basic strategy.

If you have an 11 versus a dealer’s ace, you’ll deviate from basic strategy when the count is +1 or better. Normally, you’d hit this hand, but when the count is positive, you’ll double down.

If you have a 9 versus a dealer 2, you’d usually hit, but if the count is +1 or higher, you’ll double down.

Those are the ten most important basic strategy deviations based on the true count. You can find more basic strategy deviations by searching for phrases like “Illustrious 18” and “Fab 4.” (The “Fab 4” describes when you should surrender based on the count.


Counting cards can be a lot of fun and can get you an edge over the casino.

But if you’re playing in a game with multiple decks, you’ll need to know how to get the true count.

Luckily, it’s easy to do.

You just divide the running count by the number of decks left in the shoe.

And don’t forget, an estimate is all you need. You should just round off.


Which Mines Games Casino Offer the Highest Baccarat Tied Hand Payout?

Which Mines Games Casino Offer the Highest Baccarat Tied Hand Payout?

There are three available betting opportunities available you if you decide to play Baccarat games, you can place a bet on the Bankers Hand to be the winning one on any game you play or you can place a bet on the Players Hand to be the winning hand, and the third betting opportunity is the Tied Hand bet.

The one thing to note about playing Baccarat is that the Players Hand and Bankers Hand Bet have the same winning payouts attached and associated with them no matter where you choose to play those game online, however the Tied Hand Bet can and will have a different set of payout associated with it depending on where you play them.

If you are the type of player who wants to place the Tied Hand bet then you should stick to playing at casinos that offer the highest payout odds, and with that in mind we would suggest you sign up and play Baccarat at casinos using the NetEnt, Playtech of Microgaming software gaming platforms and their range of casino games, as the payout odds for the Tied Hand at those casino sites is 9 for 1 or 8 to 1 as they are often displayed!

What Baccarat Hands Require a Commission?

If you are not that well versed at playing Baccarat then it is a very simple to play casino card game that is one that require no skill what so ever, and as such every single player will soon be able to learn how to play it and will never make any strategic playing errors!

There are a couple of things worth knowing however in regards to playing Baccarat and the first thing is that even though the payouts for the Tied Hand bet may be very high in value if the game does end in a tie, the house edges on those types of bets are huge and as such you should never place them!

Instead you will be much better off placing either the players Hand to Bankers Hand bets, as those have a much lower house edge associated with them. One thing to note is that if you do place a bet on the Bankers Hand and that hand wins then you are required to pay a 5% house commission on your winnings, a winning Players Hand bet has no commission to be paid by the way!

Baccarat Payout Odds

As you have just found out the best winning payouts for a Tied Hand when playing Baccarat is 8 to 1, however as that bet has such a huge house edge attached to it you should never be tempted to place it for if you do so that huge house edge will eat away at our bankroll very quickly!

If you place a Bankers Hand bet and that hand wins then you are paid out at winning odds of even money. However, you will have that 5% house commission removed from your winnings before they are aid out to you and added to your casino account balance.

The third bet you can place is the Players Hand bet and the winning payout odds for that bet are also even money and unlike the Bankers Hand bet you are not required to pay a house commission on winning Players Hand bets so you will be paid out in full.

The stake levels you can play Baccarat online for can vary from casino site to casino site with the usual minimum table stake limit at most casino sites being a quite modest 1.00 the maximum bet can however vary from casino to casino.


There are three main categories of casino games that are famed for having the very lowest house edges when played optimally and those casino games are Video Poker games, Blackjack games and Baccarat, and as such if you do like what you have just read then you will certainly have plenty of winning opportunities if you do start playing Baccarat online.

However, forget about placing the Tied Hand bet as that is the only betting opportunity that has a massive house edge attached and associated with it on Baccarat games.

You will also find that when playing Baccarat online for real money at our listed and approved online casino sites you will be earning comp points based on your level of play and when you save up enough comp points you can then exchange them for additional playing credits.

So you will certainly find that you do get a lot of additional playing value hen playing real money Baccarat games at any of our featured casino sites, for due to the very low house edge of the Players and Bankers Hand bets you can often accumulate a huge number of bonus credits thanks to those comp points!